Home ownership is a HUGE decision. So how do you even begin to know if you’re ready?! To make it easier, here’s a step-by-step guide.
If you’ve ever wondered ‘How should I be saving for emergencies?’, or ‘What should be my emergency fund size?’ This post is for you! Today, we’ll answer all this and more! You’ll find out exactly what an emergency fund account is, and how much to save in your rainy day account.
Canadian Personal Finance For Millennials│You want millennial money advice, financial tips for MILLENNIALS, not for your parents! That’s why I’ve made basically a personal finance 101 breakdown. Specific for Canadians, specific for millennials! Get your Canadian Personal Finance for Millennials fix and let me know what other questions you have about your finances in the comments.
The Financial Diet Book Review│Chelsea Fagan does a great job in writing this book. The financial diet budget is a great way to start your adult life off right! If you’re interested in learning what this financial coach thought of The Financial Diet book, keep on watching!
Today, we’re talking all about the psychology of spending money! If you ever had any questions about pricing psychology, or the psychology of buying behaviour, this is it! I’ll tell you why all those prices end in 99, and go through all the crazy psychology of pricing the items YOU buy!
If you’ve looked up anything about personal finance in the last few years you’ve probably heard of the 50/30/20 Rule; and if you read my last post on responsible money management, you’ll know that 50/30/20 is a great general outline that you can use to budget your money. Today, we’re going to go a little bit deeper. Digging into what this ‘rule’ actually is, when to use it, when NOT to use it, and how to actually apply it in your own money plans.
Trying to keep motivated is tough. Especially if you’re dealing with depression or anxiety. Since becoming an entrepreneur, I’ve been having a tough time with this, and I bet my clients will one day be feeling this too. Debt payoff, lifestyle changes, it can be pretty stressful. Here are the strategies and tips that I use to keep me motivated and moving on.
Doesn’t it suck when it seems like all of the debt strategies out there assume you HAVE money to fix the problem? Like, you’re just not organized enough to figure out how to make it work? Well, in this post we’re going to face that head on. I’m going to teach you HOW you actually work on paying off your debt even if you’re working with a low income.
ATTENTION EVERYONE I HAVE AN ANNOUNCEMENT!
IT’S IMPORTANT! IT’S SPECIAL! THIS IS A MUST-READ POST!
I. AM. CANADIAN.
I thought it would be really helpful to translate some common terms I always hear around US finance so when you are reading/watching something from the US, you’ll be able to relate the same advice and strategies in a Canadian context!
Since I’ve started coaching, I’ve often been asked by friends or family how I came to enjoy personal finances, or why I felt pulled towards helping others with their finances. Well, it’s a long story. But the answer, in part, comes from the day I finally ‘figured it out’. The day I made a budget that worked for me and forever changed my financial life. It’s not for everyone. Each person has their own journey, their own spending habits, and as a coach I encourage everyone to find the system that works best for them. But that moment, the moment that everything clicks into place, that’s universal. I want to share with you my moment, and the story of the budget that changed everything.
This is my first blog post. Yep! My very first one. To mark the occasion, I wanted to write about something EXTREMELY important! It’s often totally forgotten when people think about money, but it’s one of the foundational steps of financial health, and if you don’t take it, you’ll NEVER climb out of any money rutt. Here it goes:
TRACK YOUR SPENDING!!!
